Educate. Advocate. Reform.
Welcome to your resource for understanding Islamic finance and driving meaningful change. Here, you will find practical guidance, insightful books, and exclusive video courses to help you navigate the current system, advocate for improvements, and ensure financial solutions serve the real needs of Muslims. Join a community committed not only to learning but also to taking action for a fairer, more effective Islamic finance system.
Rethink Islamic finance. Learn why the current system may not serve our values and how we can create a better approach for our community.
Why this matters
Islamic finance has the potential to empower communities, promote fairness, and align financial practices with ethical principles. Yet, the current system often falls short, leaving Muslims with limited options, high costs, and solutions that are more symbolic than effective. By understanding the challenges, identifying gaps, and advocating for reform, we can create a financial ecosystem that truly serves the people. This is not just about knowledge—it’s about action. Together, we can push for transparency, innovation, and practical solutions that benefit everyday lives and strengthen the entire community.
A Financial System That Works for the People
Today’s Islamic finance system, while pioneering and globally respected, still leaves many Muslims underserved. Excessive costs, loans structured merely to appear Shariah-compliant, and limited access to funding for small and medium enterprises create barriers to real economic participation. Transparency and financial education remain uneven, leaving people unable to fully understand or benefit from the system. It is time for reform that ensures fairness, accessibility, and genuine alignment with Islamic principles.
A System Built on Debt
Modern Islamic finance, despite its ethical foundations, remains overly focused on debt-based solutions. While loans are structured to appear Shariah-compliant, they rarely create genuine wealth or productive investment opportunities for the community. There is a lack of efficient systems to channel capital into local businesses and SMEs, limiting economic growth and opportunity.
About Me
Safdar has spent over two decades at the highest levels of global finance, specialising in Islamic finance, fintech, and venture capital. He has held senior positions at major international banks, including Global Head of Islamic Structuring at JP Morgan, and has co-founded and led successful fintech ventures, including Niyah, a UK-based neo-bank. Currently, he chairs a venture capital firm focused on supporting innovative businesses and promoting social impact, while advising boards on strategy, governance, risk, and finance.
Drawing on this extensive experience, Safdar has authored a series of books exploring Islamic finance and investment principles, aiming to educate and empower individuals to navigate and shape financial systems in ways that align with their values. His work combines practical guidance with strategic insight, establishing him as a trusted authority in the field.